Life insurance is something that we all must invest in irrespective of our age. Due to the uncertainty of events, it is always a good idea to stay protected and prepared against the future. One of the best term insurance plans in the market these days is the HDFC Click 2 Protect Plus.
The major highlight of this particular term insurance plan is that it provides you with death benefits. In other words, if the insured party dies before a specific period, then the company offers insurance benefits to all the registered nominees.
The HDFC Click 2 Protect Plus plan, make sure that even after your life ends your family is financially sound. If you too are interested in investing in the HDFC Click 2 Protect Plus plan, then make sure you check out the features of this particular term insurance.
1. Protection against uncertainty
We all know how uncertain our lives are, which is why it is always a good idea to have term insurance that gives you protection against such situations. With the help of HDFC Click 2 Protect Plus plan, you will be able to receive financial assistance in case of uncertainty or emergency.
2. Reasonable cost
The other great feature of HDFC Click 2 Protect Plus plan is that it is priced at a very affordable cost. Life insurance policies that have extreme features usually cost you a fortune, which is why most people cannot afford to stay covered. However, with this particular HDFC Life Insurance, you won’t have to worry about high expenses.
3. Various sub-categories
Life term insurance needs to be customised as per the buyer’s requirements and preference. Still, most companies do not provide you with this facility. But in the case of HDFC Click 2 Protect Plus plan, you can choose out of four alternatives, which are extra life option, income option, life option and income plus option. They are all designed to provide a variable degree of coverage depending on your requirements.
4. Payment flexibility
Paying the premium of your term insurance is one of the most critical parts of investing in this service. Most insurance agencies provide payment flexibility to only elite customers with whom they have a long business relationship. However, HDFC Click 2 Protect Plus plan gives payment flexibility to all, which is much desired in today’s world.
5. Increasing coverage
A lot of young people these days are taking life term insurance. However, as their age grows, it becomes more and more difficult for them to extend the original coverage features. But with HDFC Click 2 Protect Plus plan, you will be able to do this without having to go through medical checkup.
6. Extended age limitation
Elderly citizens of our country usually have to settle for fewer insurance features due to their age. But with this particular insurance policy, you will be able to enjoy the service for up to 75 years. It means anyone who is below the age of 75 can apply for HDFC life insurance policy.
7. Tax benefits
Another benefit of investing in HDFC Click 2 Protect Plus plan is that you get tax deductions. The premium that you pay for your term insurance is deductible in tax since it goes out of your monthly income.
8. Non-tobacco users
Lastly, a feature that no other insurance agency provides is attractive premium rates for non-tobacco users. We all know that tobacco is dangerous for health which is why people who stay away from it tend to live longer. This is the reason the term insurance premium rates are more affordable for such individuals.
The Bottom Line
HDFC is one of the leading life Insurance providers in the country. To ensure for a broader audience to invest, they have various types of term insurances including the HDFC Click 2 Protect Plus.