Interested in applying for a loan or new credit card? If yes, reading this article is worth for you. The moment you think of availing any of these credit facility, there is always one question that usually strikes to the lenders. And, it’s none other than the cibil score. Yes, your three-digit numeric summary is something which grabs the attention of many. So, before moving on further, let’s just give the insights of the same in the article below:
What is a Cibil Score?
A CIBIL/credit score is nothing but a three-digit numeric representation of an applicant’s credit history and repayment record. It basically shows the creditworthiness of an applicant. If we talk more about the same, it would not be wrong to say that it ranges between 300 to 900. You can say that it is a complete cheat sheet of an applicant’s financial journey, which shows each and every detail in the best way. Before offering any sort of credit facility, there is no denying the fact that lenders do check free cibil score of the applicants just to have a quick access to an applicant’s profile.
Now, when it comes to checking a score, there are many ways to do the same. With the help of these methods, you can very easily know the exact score of yours. Yes, you can know your three-digit summary either via PAN Card or WhatsApp. So, let’s not waste any time further and take a look at the steps below:
Steps to Check Credit Score via PAN Card
With the help of your Permanent Account Number, it would be easy for you to know your score in just 2 minutes.
- Step 1: Go to CIBIL score page
- Step 2: Enter your Name as per PAN Card
- Step 3: Mention correct Date of Birth
- Step 4: Select Gender
- Step 5: Provide PAN Card number
- Step 6: Enter contact details such as email address, residence address and mobile number
- Step 7: Agree to the terms and condition
- Step 8: Click on submit button
Steps to Check Credit Score on WhatsApp
Be ready for the first ever experience to know your score on WhatsApp. Wanna know the steps? Read the article below:
- Step 1: Give a missed call to +91-8287151151
- Step 2: Mobile Number will be added to WhatsApp Chat
- Step 3: Mention your Name, Date of Birth & Gender
- Step 4: Enter your PAN Number
- Step 5: Provide your complete residence address
- Step 6: Enter your Email ID
Soon after completing the steps above, you will get your score instantly in your WhatsApp chat box. It is India’s first ever complete process to check your score without any hassle. However, another way to know your score on WhatsApp is by filling up a form online that will be sent to your mobile number. For that, you simply need to login to your account using cibil login.
Moreover, soon after doing the same, you can get your CIBIL report absolutely free for 1 year. Yes, you can get a yearly subscription of your comprehensive report and that too free. Sounds great, isn’t it?
Hope this article was worth reading or you!